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Insurance Program
The City of Fontana self-insures many of its excess exposures (general liability, property, workers compensation, etc.) to an upper limit (the self-insured retention or SIR).
- Certificates of Insurance
- Insurance Requirements
- Certificate of Self-Insurance
- Special Events Insurance
The City of Fontana agreements and contracts with vendors, contractors, and consultants typically require parties with whom the University is doing business to provide evidence to the University, in the form of a certificate of insurance (COI), that they carry certain types of insurance at certain limits. The City collects certificates from the organizations and individuals with whom it does business. See below for helpful forms and links for more information about COI's.
What is an Additional Insured?
The City requires that it be named as an "additional insured" on the certificates of insurance it obtains from its business partners. As an additional insured the City has coverage under the business partner's insurance policy for claims and suits alleging that a loss or liability was caused by the business partner. The additional insured coverage provides that the City will have legal representation for a claim or lawsuit in which the City is named, but is not negligent. Without this coverage, the City would have to provide its own defense. This is important as it is not unusual for litigation defense costs to exceed the cost of settlements and judgments.
City agreements and contracts require the vendors, contractors, and consultants with whom the City does business to provide evidence that they are insured before they can begin work. The types and limits of insurance correspond to the risk exposure that doing business with vendors creates for the City. See below insurance requirements chart for more information.
A Certificate of self-insurance is issued to an outside party as required by agreement and to evidence the required types of coverages are carried and covered by a self-insurance program. Risk Management is responsible for issuing letter of self-insurance to the requesting party. For more information and to request a letter be issued to you, please contact Myletta Tillman, Senior Human Resources Analyst, at 909-350-6787 or via email.
Special Event Applications are to be filed through the Community Services Department for any planned event consisting of 100 or more persons, animals or vehicles, amplified sound or combination therefore, upon any park, public building, sidewalk, public right of way, easement or other publicly owned space within the City of Fontana being held to provide public benefit though recreation, service or entertainment based activities. For rental application and forms, please visit our Community Services Department Website. For additional information or inquiries, please contact 909-349-6900.
Helpful Links and Forms |